The effects of global recession have largely passed out but it has left behind a few devastating fallouts for sure. One such fallout is lack of liquidity. Business houses are gaining grounds consistently but many are not yet healthy enough to go on a capital splurge. In such times, when a proprietor or an entrepreneur sets his glance at a property, he looks forward to commercial bridging loans to buy them. These are a great boon for people who are on the lookout for ready cash to buy property. We know that real estate transactions are not smooth and "to the minute" tasks. Sometimes, one has to buy off a property even before he gets to sell his old one. In such cases, if he lacks liquidity or investment capital he has to shelve his plans for a later day. This might result in manufacturing problems, logistic problems and general infrastructure issues. Anyone would agree that it is not the best climate for conducting business. This is where commercial bridging loans come into the equation. Let us take the three terms separately. They are named "commercial" because such loans are only meted out for buying commercial properties. "Loans" is a self-explanatory term. Now, let us come to the important word "bridging". This term is being used because such funds help in bridging the time lag between the sale of an old property and purchase of a new one. This loan becomes the connecting dot and makes a purchase possible. For the uninitiated, commercial bridging loans are short term secured loans. Like it is with every other secured loan, you have to place a collateral for fetching such loans. Of course, by default, the property you are taking loan for becomes a ready collateral. Quite the contrary, you can also pledge some other property if you think it to be a fairer option. Now, let us come to a rare point about this loan. While it has been established that it is intended to be a bridge, a short-term loan (repayment period of 1 year), you can also use it for a pretty long time. In fact, it can be utilized up till a period of 25 years. Now for the rare part- a borrower does not need to pay a monthly mortgage for such loans, all you are required to fend off is monthly interest. The lenders expect you to keep paying the interest and settle the loan amount by selling off the current property or other existing property on a later date. In general, you can avail an amount of 1,00,000 from this loan in UK. The rate of interest charged on such loans is a little stiffer than on an average loan but then it is open to negotiation too. If you have a nice credit history and have built your reputation as a good businessman, you can obviously fetch the commercial bridging loans at a cheaper rate of interest. There are many lenders in the market and it is best to shop around till you find the one that best meets your requirements.